If you or a loved one has been diagnosed with hearing loss, one of the first questions you’re likely to ask is: Will my insurance cover hearing aids? It’s a fair question — hearing aids are a significant investment, and the cost can vary widely depending on the type of device and features you need.
At Sound Hearing Solutions in Putnam, CT, we help patients across Northeast Connecticut and beyond understand their hearing aid options — including what might be covered by insurance. Here’s a breakdown of what you need to know.
Private Insurance Coverage
Most private health insurance plans do not fully cover hearing aids for adults, but there are exceptions. Some plans may provide:
- A fixed dollar amount toward hearing aids (e.g., $500–$1,500 every few years)
- Discounts through third-party vendors or managed care organizations
- Partial reimbursement after purchase
Because coverage varies by plan, it’s always a good idea to contact your insurance provider before your hearing aid evaluation. At our office, we’re happy to assist you in checking your benefits and explaining your options.
Medicaid in Connecticut
If you are covered by HUSKY Health (Connecticut Medicaid), you may qualify for hearing aid coverage under certain conditions. Coverage is often provided when:
- The hearing loss is medically necessary to treat
- You receive a prescription and recommendation from a licensed audiologist or physician
- Prior authorization is obtained
Keep in mind that certain types of devices or accessories may not be included, and there may be limits on how often you can replace a hearing aid.
Medicare and Hearing Aids
Original Medicare (Part A and B) does not cover hearing aids or exams for fitting hearing aids. However, some Medicare Advantage (Part C) plans do include hearing aid benefits — though coverage details, such as provider networks or reimbursement caps, will vary by plan.
We encourage our Medicare patients to review their plan documents or speak with a plan advisor to confirm benefits.
Veterans and Hearing Aid Coverage
Veterans enrolled in the VA Health Care system may be eligible for free hearing aids through the Department of Veterans Affairs. Eligibility depends on:
- Your VA healthcare benefits
- A hearing evaluation at a VA clinic or authorized provider
- Clinical documentation of hearing loss
If you’re a veteran living in the Putnam area, we’re happy to connect you with resources to determine your eligibility.
Out-of-Pocket and Financing Options
If insurance won’t cover your hearing aids, you’re not alone — but there are still options. At Sound Hearing Solutions, we offer:
- Transparent pricing with no hidden fees
- A range of hearing aid models to fit different budgets
- Flexible financing plans for qualified patients
- Trial periods to ensure the device meets your needs
Your hearing health is too important to ignore. We’re here to help you find a solution that fits both your needs and your financial situation.
Still Have Questions? Let’s Talk.
If you’re in Putnam, Killingly, Thompson, Woodstock, or anywhere in Windham County, Sound Hearing Solutions is your trusted local provider for hearing evaluations, hearing aids, and insurance guidance.
Contact us today at 860-336-1185 to schedule a consultation. We’ll walk you through every step — and every question — to ensure you get the care you deserve.